Show HN: Mortgage calculator using discounted cash flow

Posted by kjhitcher on Friday September 11, 2020 @11:19PM
from the show-hn dept.

https://www.walletcal.com/

( 3 comments | 2 points | on HN )

Re:Show HN: Mortgage calculator using discounted cash flow by hosker4u on Saturday September 12, 2020 @09:32AM (#24452278)

For some inspiration. These are UK Calculators but they work with Javascript, live updates. (well Laravel Livewire).

https://cyborg.finance/mortgage-tools/buy-to-let-mortgage-ca...

https://cyborg.finance/mortgage-tools/loan-to-value-calculat...

https://cyborg.finance/guide/types-of-mortgages

[ Parent | on HN ]

Re:Show HN: Mortgage calculator using discounted cash flow by xupybd on Friday September 11, 2020 @11:23PM (#24449553)

Can someone please explain what the discount rate means?

[ Parent | on HN ]

Re:Show HN: Mortgage calculator using discounted cash flow by kjhitcher on Saturday September 12, 2020 @12:17AM (#24449809)

Annual discount rate the rate by which you want to discount the future cash flow. For example, 6% means that $1000 in a year should be valued at $1000/(1 + 6%) = $943 in today's dollars, because if one has $943 today and invests it, one can probably get $1000 in a year. The recommended rate is the long-term (10 yr) government bound return rate, which is about 6% in the United States.

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