> The mere fact that a person’s likeness is used in connection with a commercial product or service does not violate the statute

Nope even your own source confirms it. You can publish a photo taken in public for commercial purposes without permission - the only exception listed there is if your present it in such a way that it appears as an endorsement. Then you need permission (for the endorsement). In that case though it isn’t the photo that is the problem it is the false endorsement (which is illegal no matter what the medium, photo, words etc).