At least in my country, water and power are utilites and provided by the government or companies acting on behalf of the government. As long as I pay the bills, water and power can‘t be taken away from myself. I also myself make the rules for retrieving (which is callew law) power and water through election and vote.

An Apple login is handled by Apple. If they don‘t want to do business with you anymore, you‘re lost. They make the rules themself, there is basically not much you can do to appeal those rules directly. I can‘t do anything (well, court, but until then I‘m bankrupt) about it.