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Re:Show HN: StowShare – The Airbnb of Storage by throwaway4good on Wednesday September 09, 2020 @05:13AM (#24418986)
Why wouldn't you be able to add insurance to an idea like this? Sounds like an obvious thing to me ...
Re:Show HN: StowShare – The Airbnb of Storage by octoberfranklin on Wednesday September 09, 2020 @05:19AM (#24419021)
Uh, lack of insurers willing to backstop this kind of nonsense: https://news.ycombinator.com/item?id=20276631
Re:Show HN: StowShare – The Airbnb of Storage by ximeng on Wednesday September 09, 2020 @06:41AM (#24419578)
Interestingly the article linked to states that the company in question started providing relevant insurance in response to this case. So appears what you are saying is not entirely correct.

https://blog.kitsplit.com/announcing-kitsplit-theft-protecti...

Re:Show HN: StowShare – The Airbnb of Storage by derwiki on Wednesday September 09, 2020 @09:13AM (#24420636)
They self-insured; different than finding an existing insurance house that would cover it.
Re:Show HN: StowShare – The Airbnb of Storage by ximeng on Wednesday September 09, 2020 @10:01AM (#24421050)
Also makes sense as they are in the best position to estimate the risk.