Well, I haven’t really talked about collapse of society here. I guess it’s difficult to even define what it means precisely. I could imagine that Sarajevo siege and few years around 1991 in former USSR could qualify.

Then again people who I talked to in 2014, were still a bit in denial till the start of school year and only then left the area directly affected by war.

My point is simple — you take the ability to access banking system for granted, when it’s far from universal. It’s also not as unrestricted and interconnected as bitcoin or internet itself. Sometimes you have a bank and a card, but your ability to transact is restricted. It doesn’t always mean that you sit in the basement hiding from daily artillery strike or wandering post-nuclear desert on a cool bike.