> But sounds like they're trying to scale up credit card fraud using the layers as buffer

Yes, and also discourage law enforcement. AFAIK, $800 is a relatively small potatoes theft. New York is across state lines, and I reported it to the local police (who said the jurisdictional issues would make it a lot more complicated). The only person who's involved that I know of was is a little fish likely was there to take most of the risk to protect the masterminds (and likely doesn't know anything about them, anyway), so going after him probably won't accomplish much, anyway.

My guess is they'll get away with this until the feds get involved.

Most people have to work a week or two to make $1000.

Worldwide, the median annual salary is $3000.

Yeah I was going to say in Nigeria its like $1200 a year - so half makes less than that.

The word median literally means that half make more and half make less, in that context.

no kidding