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Re:Show HN: Healthcare Is Dumb by maxerickson on Friday August 28, 2020 @05:04PM (#24309920)
It's more complex than that. Certain services are built into the premiums.

An annual primary care visit, cancer screening, vaccinations, and so on. So for example if you have medical need for a colonoscopy, it will be covered before the deductible has been met.

Re:Show HN: Healthcare Is Dumb by garmaine on Friday August 28, 2020 @05:15PM (#24310043)
Yes, but in a system with national health case, the preventative care would be covered as well.
Re:Show HN: Healthcare Is Dumb by gnopgnip on Friday August 28, 2020 @05:41PM (#24310322)
Preventative care is covered in the US as well, at no cost
Re:Show HN: Healthcare Is Dumb by garmaine on Friday August 28, 2020 @07:15PM (#24311486)
Precisely, so why does this matter to the point at hand?
Re:Show HN: Healthcare Is Dumb by sgerenser on Friday August 28, 2020 @08:25PM (#24312037)
“I need to spend an additional $6800 before the insurance kicks in and starts paying out.” This line isn’t accurate, insurance in the U.S. is required to pay for some things at 100% before the deductible is met.
Re:Show HN: Healthcare Is Dumb by garmaine on Friday August 28, 2020 @08:50PM (#24312210)
"To compare apples to apples..."