Re:Show HN: Healthcare Is Dumb
by garmaine on Friday August 28, 2020 @04:28PM
(#24309568)
To compare apples to apples, note that the American number is just the premium. In my case for example, I need to spend an additional $6800 before the insurance kicks in and starts paying out.
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Re:Show HN: Healthcare Is Dumb
by maxerickson on Friday August 28, 2020 @05:04PM
(#24309920)
It's more complex than that. Certain services are built into the premiums.
An annual primary care visit, cancer screening, vaccinations, and so on. So for example if you have medical need for a colonoscopy, it will be covered before the deductible has been met.
Yes, but in a system with national health case, the preventative care would be covered as well.
Preventative care is covered in the US as well, at no cost
Precisely, so why does this matter to the point at hand?
“I need to spend an additional $6800 before the insurance kicks in and starts paying out.” This line isn’t accurate, insurance in the U.S. is required to pay for some things at 100% before the deductible is met.