I'm a mid-level engineer making half that. Please point me towards these entry-level jobs that are offering $200k.

My comment was mostly a poke at the claim on HN and elsewhere that starting engineers make a vast amount of money.

I imagine it could be helpful for people who are self employed or semi-retired and make too much for maximum Obamacare subsidies while not being old enough for Medicare

You can go take a ballroom dancing class with a bunch of 20 year olds while getting slightly cheaper insurance

Well, the key word here is "most". Not everyone on HN is in a tech job.