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Re:Launch HN: Yotta Savings (YC S20) – Behavioral psychology... by giffarage on Thursday July 09, 2020 @09:40PM (#23787291)
I don’t see it as a disadvantage at all.

If people who are already saving in a high yield savings account move all of their funds to this, that’s almost entirely on them.

On the other hand, if this entices people who aren’t saving at all to start saving, that’s a huge advantage for them.

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