This is a good point I had not thought of, and I appreciate you saying it without any extra snark! The reason that company stood out was that I know half the people that work there and they have told me that things are going well (they are in the online learning business). But as you said perhaps they don't know, and even if not it would be wise to inoculate your company from unknown impacts later if you have the opportunity... thx.
These loans don't cause unemployment. Those same people would be unemployed even if those same businesses didn't apply for the loan.
We are only a few months into a multi year pandemic, so even if a company isn't suffering yet, they most likely will be soon. Getting a loan while it is available to preserve jobs as long as possible as the pandemic gets worse sounds like a sensible and ethical thing to do.