Sure, which is why I said on account transfers. A Tobin tax wouldn't impact those, the one the EU wanted was for financial instruments. e.g. if you buy and sell a new financial product on average fifty times per day to take advantage of some weird quirk - because you can make 0.001% per trade this way, the Tobin tax makes that money losing and you stop doing it.

Is that a good idea? I'm not sure, and apparently enough EU states weren't sure that this never got past Council.

But even if it's a great idea and gets implemented it doesn't care about moving money from one account to another itself which is all we're talking about here.