I can't even get personalized life insurance, so I think there's little chance of this working. At my height and weight, I'm considered "overweight" BMI, and they charge me for it. But I'm at 12-14% bodyfat with a 30" waist. I have diet logs to prove how healthy I eat, and training logs to prove how much I workout.

I can't even find a life-insurance insurer that will measure my waist to add context to my BMI despite the clear predictive information that contains and I get penalized for having more lean body-mass despite the fact that it is also predictive of longevity.