Agreed on that. Also, sometimes it is both. One does enjoy the parts of the job that provide satisfaction because most decent programmers by heart do enjoy fruitful creation. And then sometimes there are shitty pieces of work or dealing with people who are a piece of work. In such times, it actually helps to disassociate a bit from the work and look at the monetary side - until the sky clears. The key point is _sometimes_ and the expectation that the sky _does_ clear.

To be clear, I don't suggest this to those who are in the throes of software engineering passion and their work is part of who they are - sometimes may be too many times for them.