I've seen a lot of shady insurance practices of trying to get out of paying claims, but that "pandemic insurance won't pay for coronavirus because sars-covid2 is not specifically mentioned in the policy" takes the cake. The policy actually specifically says that it covers "flu and sars and other types of coronaviruses".

The fact that they are trying to waste people's time and money to litigate that out where they most certainly will not win is just unconscionable.

Have not seen those yet but this should be a friendly reminder that insurance companies jobs are literally to do everything they possibly can to not pay you any damages or the least amount in damages. They are after all for profit organizations so whatever they can do to keep as much cash as possible is the goal.