Simple Personal Finance Tracking with GnuCash

Re:Simple Personal Finance Tracking with GnuCash by nacs on Tuesday May 19, 2020 @09:24PM (#23242363)

Agreed, and that whole "oh just ignore purchases less than $10" is what causes people to go into debt without realizing it.

Buying $8 daily coffees, lottery tickets, in-app purchases for crates of Candy Crush tokens, and subscribing to all kinds of useless subscription-delivery services (razors, shirts, Japanese candy, etc) adds adds up even if you're on Silicon Valley salaries.

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Re:Simple Personal Finance Tracking with GnuCash by 6510 on Tuesday May 19, 2020 @10:19PM (#23242643)

You are pretty much buying shots of endorphins. You get those anyway. You can get more of it for a short while but then sensitivity is dialed down and you have to buy candy crush crates forever. I really enjoy turning down the offers.

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Re:Simple Personal Finance Tracking with GnuCash by anitil on Tuesday May 19, 2020 @09:30PM (#23242394)

I think I phrased my comment poorly. I agree that a daily coffee is probably worth considering at ~$3x5x50 = $750 a year. (actually in my case I have multiple coffees throughout the day so if I were to purchase them it'd be more like $1500 or more). What I mean is the _occasional_ coffee is not worth bothering about.

I think any recurring payment is worth recording, but where you set the level is pretty personal

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