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A comment on No cookie consent walls, scrolling isn’t consent, says EU data protection body. Parent comment

Re:No cookie consent walls, scrolling isn’t consent, says EU... by vbezhenar on Wednesday May 06, 2020 @03:32PM (#23095289)
AFAIK you're talking about 3DS and under 3DS the code is treated like a PIN. So if you want to revert transaction protected by 3DS, you're out of luck, because you acknowledged it yourself. Now if your transaction is not 3DS (or PIN) protected, you can claim that your card was stolen and bank should revert transaction and issue new card.

So it's about who's responsible. Without 3DS or PIN a merchant is responsible. With 3DS or PIN a client is responsible.

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Re:No cookie consent walls, scrolling isn’t consent, says EU... by Nextgrid on Wednesday May 06, 2020 @06:41PM (#23097256)
Keep in mind that this difference only applies to fraud. You can still dispute transactions for other reasons (missing/wrong goods delivered, etc).
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Re:No cookie consent walls, scrolling isn’t consent, says EU... by filleduchaos on Thursday May 07, 2020 @05:55AM (#23101317)
I have never had trouble getting a transaction I legitimately needed reverted to be reverted.
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