Yeah. I'm optimistic that the the relentless long-term competitive march to improved customer experience will include better fraud protections on debit cards. Reduced expenses as technology helps us identify fraud will also help.

I haven't used a debit card in years to maximize benefits (altho I sometimes use cash when required by small businesses), but the Capital One debit card advertises $0 Fraud Liability https://www.capitalone.com/bank/debit-card/.