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A comment on Some auto insurers are sending refunds to customers as crash rate falls. Parent comment

Re:Some auto insurers are sending refunds to customers as cr... by Spooky23 on Tuesday April 07, 2020 @12:58PM (#22805016)
Well, yeah, humans are different than cars.

IMO having some sort of universal care paired with optional enhanced private coverage for acute issues or other things would make sense.

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Re:Some auto insurers are sending refunds to customers as cr... by eru on Thursday April 09, 2020 @10:20PM (#22829347)
That and turning health insurance into, well, insurance.

You don't need insurance for small things you can pay out of pocket. (Or entirely predictable costs like a pregnancy without complications or getting glasses every year.)

You need insurance for catastrophic events that would wreck your finances.

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