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A comment on Ask HN: Will auto insurance premiums go down?.

Re:Ask HN: Will auto insurance premiums go down? by seattle_spring on Sunday March 29, 2020 @12:13PM (#22720122)
> why aren’t premiums going down

The same reason that airlines added a ton of fees (fuel surcharge, checked baggage fee) when oil prices were high, but never got rid of them when gas prices fell way back down:

People will pay them because they have no other option.

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Re:Ask HN: Will auto insurance premiums go down? by redlampdesk on Sunday March 29, 2020 @12:49PM (#22720432)
On the topic, why is shopping for auto-insurance such a crappy experience?
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Re:Ask HN: Will auto insurance premiums go down? by edimaudo on Sunday March 29, 2020 @01:55PM (#22721018)
I haven't found it that hard. What tools do you use?
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Re:Ask HN: Will auto insurance premiums go down? by seattle_spring on Sunday March 29, 2020 @10:59PM (#22724839)
What tools are available? There used to be leaky.com, but they almost immediately got bombarded by dozens of lawsuits from different auto insurers.
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