... and half the time people bragging about the spectacular insurance they found have just fallen for one of those "fake insurance" scams that are now legal again. Sure, you get $1,000,000 per year of coverage -- with a per-incident cap of $1000 buried in the fine print.

And even though fake insurance is cheaper than real insurance in this country, it's not cheaper than real insurance in most single-payer countries, which is just nuts.