It's true that I didn't take that into account, I suppose. However, I'm not sure what the scope of the panic is going to be... self-imposed quarantine, again, will be selective location-wise, risk-wise, and overall won't prevent the economy from functioning nearly as much as what is currently going on. In fact, when Italian healthcare was collapsing a doctor on FB was railing at people for thinking it was bad and still going out to dinner.

But yeah that's another factor against this.