> My employer provides me (and other remote employees) all the equipment needed to work from home. Laptop, Docking Station, Monitors and Keyboards.

Isn't this pretty standard in the U.S?

I've seen employers even offer reimbursement for standing desks, antifatigue-mats, co-working space memberships and home internet.

A top of the line Laptop, Docking Station, Monitors and Keyboard would amount to a few hundred dollars a month even if all of it lasted a year (and most hardware nowdays are pretty reliable for 3 years atleast) - there's no point even discussing this from the POV of an employer that's not a ramen startup off a garage.

The savings from renting a place in any city, the insurance, maintenance and security costs are significant.

You still need space to set it up. I have a large "battlestation" desk with multiple monitors and a nice chair at home but not everyone wants (or should need to have) that.

I'm fortunate enough to have the space in my 3/1 1140sqft SV home for a desk and desktop computer and the like. Basically, it's giving up a bedroom, although of course the computer does not take up the entire room. Thankfully, we don't have kids, so it's not an issue, but it's a non-zero cost, particularly if you're renting.

OTOH, of course, someone will come along to point out that you can afford 20 spare bedrooms if you work remote and can move from SV to a farm in upstate NY.