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Re:N26 will be leaving the UK by fredophile on Tuesday February 11, 2020 @03:46PM (#22302657)
A credit card that pays 2% back on all purchases is pretty easy to get in the US. Since cashback isn't taxed this is close to 3% in pre-tax dollars. If having a balance on the card and money in the bank is too confusing you could just pay it daily on days that you use it. I'd say the minimal effort is worth the reward in this case.
Re:N26 will be leaving the UK by Nextgrid on Tuesday February 11, 2020 @04:04PM (#22302828)
> pay it daily

Unless I can automate this it’s still an extra step I can’t be bothered to do.

Re:N26 will be leaving the UK by smabie on Tuesday February 11, 2020 @06:50PM (#22304262)
And you get to invest the money in the mean time. If you manage to get a bunch of cards you can just roll over your credit and earn bond or equity returns on the deferred payment. It’s totally worth it, you can make thousands of extra dollars this way.