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A comment on N26 will be leaving the UK. Parent comment

Re:N26 will be leaving the UK by rolltiide on Tuesday February 11, 2020 @03:40PM (#22302577)
yeah, in the US here is no expectation of a same day free transfer between banks. Only a "maybe" in the same bank. And you can sometimes game the ACH debit system to make things occur in "technically the same 24 hour time period".

there are a couple tiers of paid wire transfers, but still no guarantees that you will have liquid settled cash in the same business day.

the mere concept of the SEPA system in the EU is pretty nice

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Re:N26 will be leaving the UK by jryle70 on Tuesday February 11, 2020 @07:09PM (#22304396)
Transferring money using Zelle [0], between participating banks, is pretty much instantly, at least in my experience. The limit is up to 20,000 monthly for me. YMMV.

(0) https://en.wikipedia.org/wiki/Zelle_(payment_service)

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Re:N26 will be leaving the UK by basch on Wednesday February 12, 2020 @02:44AM (#22306760)
Might not be people's first choice, but Facebook is instant. Like, the money is a non pending deposit seconds after the sender clicks send. Slick, and not a silly extra checking account like venmo.
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