if you don't have a stable political, judical and economical system how can you have a highly educated population?

A lot of folks in third world nations focus on academics to escape corrupt and dysfunctional governments. Also working hard at academics ensures you have a better chance of getting a job and providing for yourself somehow. There is no social support as a safety line.

The first time I heard about a concept called "unemployment insurance", I was utterly flabbergasted! I thought it was a joke!

You do the rich-kids homework, duh.

They don't. That's just one of the things Westerners like to say about poor countries.