I'm a cash guy. It certainly easier to be more conscious of how much you're spending. I withdraw $200 from the bank roughly every 2 weeks so when I'm going to the bank sooner then I'm obviously aware I'm spending more. Since I've moved my bank is also further away which helps because as my cash on hand lessens I become more critical of the things I'm spending my money on because it'll mean I'll need to make a trip soon and many times it's just not convenient.