Services that work with real money and not over a virtual currency.

The whole point is no money is invoked for the browser user unless they want to go to the frog me of withdrawing the bat they earned. Instead they can just assign it to someone they support

That's what's superior. Real money services require someone to pay real money.

This system could be done without the coin but I bet it would be more difficult to arrange transfer to each browser user.

Like Money services crypto currency services also cost money.

Here is an article about it: https://www.investopedia.com/tech/how-much-does-it-cost-buy-...