Ultimately, I came to the conclusion that in order to solve these problems I would have to start my own bank.
Unfortunately, not much has changed since then. At least I now use this useful tool for converting CSV exports of my account statements to MT940 files: https://github.com/msc01/soacsv2mt940
It’s still a semi-automatic and somewhat error-prone process, though.
Back in 2016 I wrote a blog post about accounting being still a strangely manual process: https://bjoernkw.com/2016/04/03/accounting-in-2016/
Ultimately, I came to the conclusion that in order to solve these problems I would have to start my own bank.
Unfortunately, not much has changed since then. At least I now use this useful tool for converting CSV exports of my account statements to MT940 files: https://github.com/msc01/soacsv2mt940
It’s still a semi-automatic and somewhat error-prone process, though.