Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin...
by Spooky23 on Sunday November 10, 2019 @06:51PM
(#21501007)
It all depends. Do they make income from work or investments? Does the spouse have a credit history? Do they have work history?
Banks do underwriting in various ways. When I (white male) got an AMEX student card in college 25 years ago, I had a $3k limit. MBNA and Citi gave me $35,000 and $20,000, respectively.
Banks do underwriting in various ways. When I (white male) got an AMEX student card in college 25 years ago, I had a $3k limit. MBNA and Citi gave me $35,000 and $20,000, respectively.