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A comment on Apple Co-Founder Says Goldman’s Apple Card Algo Discriminates.

Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin... by Bud on Sunday November 10, 2019 @06:35PM (#21500919)
Another key point being missed by the over-entitled Ruby on Rails dev, Wozniak, and most commenters here is that just because you are filing jointly doesn't mean you get to double-dip on credit limit entitlement.

You want credit for the sum of the couple's income when filing jointly and applying for credit jointly? Great! But that doesn't mean that you get to have that full credit TWICE, separately, when each partner applies. You get it once.

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Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin... by awinder on Sunday November 10, 2019 @06:47PM (#21500989)
That would be the “Ruby on rails creator”, lol.

There’s also no way to apply jointly for the card. You can input your joint income, sure, but they’re single-user accounts. You can’t, during signup, specify a lower balance in order to “free up” that credit for another family user. The thing is literally not built for married couples, who command an outsized share of spending & wealth. Stop trying to outsmart the gimped product and skip it, there’s so many better options out there.

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Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin... by michaelmrose on Sunday November 10, 2019 @07:07PM (#21501105)
You can absolutely add additional users to an account including but not limited to family members. You are trying to solve a non problem.
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Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin... by awinder on Sunday November 10, 2019 @07:23PM (#21501176)
That’s not correct, it’s on the support page under “If a family member wants to use Apple Card”:

https://support.apple.com/en-us/HT209228

I was baffled myself.

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Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin... by michaelmrose on Sunday November 10, 2019 @07:44PM (#21501275)
You are absolutely correct how odd.
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