Yeah.. True that. I lost access to paid email account due to problem coming up with funds for paying this year's fee. Was not a fun 2-3 weeks.

I am with you but I think protocols and apps that are designed to allow users to own and host content on primarily their own device would be great.

For mail, what if email was always delivered to device for free and you pay a service provider to mirror it so that while your account is active,they provide backup,spam filtering and content search on their servers?