My wife and I both graduated from college in 2008, with a lot of student loan debt. That was a bad time time to graduate. We both took relatively low salaries and wages increases were nonexistent for a few years. Combine this will living in an already expensive market, and it was definitely difficult to save up enough to buy a house. We bought two years ago, in a city with a median home value of 580K and high property tax. My wife still pays ~1000 a month in student loans. We are trying to start a family, so we need to think about day care at some point. Student loans + daycare + mortgage is a lot. I feel incredibly blessed and lucky that we both have good salaries and very healthy savings.