I used to be a chef. In one situation I was payed dividing the number of patrons by number of cooks to cook for 40 people a night. In another situation I payed the same cook for 4 wealthy people on a yacht. It isn't hording. It is how the money is spent.

One owner of a yacht was on the board of his alma mater. The school was required by law to spend equally on women's sports as men't sports. The school had to invest in sports fields which were expensive. He complained about it. Later I worked on a yacht of a person who grew grass. During this time when the schools were required to increase the size of their fields he made a fortune. There are just winners and losers.

But cooking for 40 or 4 are pretty much the same from a labor perspective at that size because recipes scale to 10x easily.