I think it'd be nice to have the option to not work, because then people could take risks and pursue things they otherwise couldn't... I'd never try to take a risk right now because my family is dependent on my passionless job. However if we could take a lifestyle hit (but still survive) and I could try out some business ideas or other career options that I've been thinking about maybe society as a whole could be better off.
I can't say I've thought this through entirely, but it's certainly an idea that intrigues me.
"I'd never try to take a risk right now because my family is dependent on my passionless job" - hello me.
Consider your examples. Who would grow the food? Farmers. Because people would grow food anyway (and do), whether or not they get paid, because it's intrinsically rewarding. Building houses? Jimmy Carter is rich and 90-odd years old and builds houses. Med school? Maybe people want to be doctors?
The jobs that are at risk in this model are the jobs that have no intrinsic value to the individual other than the paycheck.
Same issue with building houses. The number of people wanting to perform unskilled labor would not come close to approaching the required need for unskilled laborers. For example I dont think anyone wants to be a roofer in the summer heat, the do it only for the paycheck.
Doctors? You are probably right, people will do it for the love of the work. I am very much pro UBI but there are still a ton of supporting things that need to be worked out.
You wind up in a world where freedom vs slavery is a distinction without a difference.
Iād wager the marginal returns from moving beyond feeding yourself for free to feeding a nation are slim, to none, and very likely negative.