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A comment on Online installment loans have taken the subprime market by storm. Parent comment

Re:Online installment loans have taken the subprime market b... by EliRivers on Tuesday October 29, 2019 @06:25PM (#21392765)
Related. One day you'll be dying. And you'll have a whole lot of savings you didn't use. Fun you could have had. Will you wish you'd spent it, or will checking out with money in the bank give you pleasure in itself?
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Re:Online installment loans have taken the subprime market b... by teambayleaf on Thursday October 31, 2019 @08:00AM (#21407751)
My theory is that some people has an innate ability to be happy without spending much money. They don't travel much and don't eat expensive food ... and that's just fine for them.

On the other hand, some (most?) people NEED lots of money to be happy. Their nerve systems are just low-efficiency in terms of how it is capable of converting a chunk of money into happiness.

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