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Re:Online installment loans have taken the subprime market b... by theseadroid on Tuesday October 29, 2019 @11:52AM (#21388545)
Just like the rich didn't get rich entirely because of their own abilities, poor people didn't get poor because they chose to. Placing the poor people in an environment where there are better education, better healthcare and better career opportunities always results in better financial decision making. So the society bears most if not all responsibilities.

How can we eliminate poverty if it's entirely personal responsibility? Let me quote Mandela on this:

>Like slavery and apartheid, poverty is not natural. It is manmade, and it can be overcome and eradicated by the actions of human beings. And overcoming poverty is not a gesture of charity. It is an act of justice. It is the protection of a fundamental human right, the right to dignity and a decent life.

Re:Online installment loans have taken the subprime market b... by logicchains on Tuesday October 29, 2019 @01:14PM (#21389550)
>Like slavery and apartheid, poverty is not natural.

This is absurd. Man in nature has no house, no car, no money, no tools, no storehouse, he can eat only what he can catch, kill or forage for. Everything we have in civilisation was built by people working hard to escape the poverty and brutality of nature.

Re:Online installment loans have taken the subprime market b... by theseadroid on Tuesday October 29, 2019 @02:42PM (#21390637)
Yes. But no one is poor if everyone is poor. Poverty is a relative term. It's basically inequality in disguise.
Re:Online installment loans have taken the subprime market b... by geggam on Tuesday October 29, 2019 @03:01PM (#21390826)
Man is created with equal rights but not equal talents or intelligence.

If there is any luck in life its the genetic lottery.

Re:Online installment loans have taken the subprime market b... by theseadroid on Tuesday October 29, 2019 @03:20PM (#21391037)
We can go into the debate of how much inequality is healthy for a society to encourage innovation and hard work. However in many parts of the world and even U.S. I would say many talented and intelligent people didn't even get the chance to work hard to earn something because the society didn't provide them such a chance. Your personal experience is moving but the reality is many people are rich not because they worked hard and many poor not because they were lazy. Those (extreme) inequalities are a result of injustice. If a society is too unfair, that will surely discourage people to contribute to the society.
Re:Online installment loans have taken the subprime market b... by geggam on Tuesday October 29, 2019 @05:38PM (#21392363)
When society gets too unfair the poor have a way of equalizing the social status. Typically via violence.

History shows us this.