That represents an income of at least $70,000/year, assuming only the standard deduction and single. If you are married, it's closer to $100,000 income. That puts you at the 62th and 77th percentile, at a minimum to get the full tax deduction.

>I'm not sure I'd consider that rich.

People who are installing $40,000+ roofs on 2000+ sqft homes are not rich by your standards? Or do you truly believe these panels will "print money"?

every home has a roof, and none of them are cheap to replace. it's a small factor difference in amount you're financing.

>it's a small factor difference in amount you're financing.

This is a magnificently out of touch comment.

You think the difference between an asphalt shingle roof vs a 100-year slate tile roof is a "small factor"?

Even if your taxes aren't that high you can roll the remainder of the credit forward to next year.