My phone never leaves my sight. I don't do mobile banking of any kind. I can sign out/remotely wipe the device via the web. It would be nice to remotely turn ON the GPS to find my phone but Android has since removed the remote GPS ON feature.

If only I can find a smartphone for talk/text/web/GPS, I'd be switch in a heartbeat. I'm seriously getting sick of the all the security features that tend to bloat the device and slow it to a crawl.

That being said, if my phone was vulnerable to theft or I wasn't so careful, I would lock my screen.