Lenovo on site pricing on a higher end X1 Carbon. One year, $19, Two year $89, Three year $149, Four Year $269.

Accidental Damage adds $49, $99, $129, $199, $219.

Does two years of Apple Care get you on site and accidental coverage for under $200? Oh and no deductible. Apples per incident Accidental Damage on a Covered AppleCare+ device is $99-299.

And yet I'd bet the laptop was still cheaper tham a comparable one from Apple, where the built-in upcharges are for thinness, macOS, and extortionate non-upgradeable RAM that you'd better buy up front because you don't want to be stuck with not enough RAM in a year or two.

Does it matter when getting good support from Apple requires buying AppleCare? Dell is solving the problem of not having physical stores to do servicing by sending people in trucks.

Of course, you pay for it with Apple, too.