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A comment on The Profitability Challenge for Challenger Banks. Parent comment

Re:The Profitability Challenge for Challenger Banks by vertex-four on Sunday October 13, 2019 @03:56AM (#21239106)
In the UK, Monzo has a personal API, and Open Banking (PSD2) APIs: https://docs.monzo.com/

Unfortunately, I think you need to be licensed under the PSD2 even to send money from your own account - you can do things like attaching receipts to transactions to view in the app, or pulling transaction data in real time, though.

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Re:The Profitability Challenge for Challenger Banks by Spinosaurus on Sunday October 13, 2019 @03:20PM (#21242303)
Yea, I have been following Monzo for some time. My understanding is that they originally had big plans for their API, but pulled back on development of it as they got more popular. It looks like it still has a lot of restrictions.
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