I was just subjected to the most credible phishing attempt I’ve experienced

Re:I was just subjected to the most credible phishing attemp... by monkeynotes on Wednesday October 09, 2019 @08:31AM (#21202504)

Capital One has an app, every time my card is used I get a push notification. This is the best solution in my mind. I can actively monitor my card usage and call if I see something suspicious.

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Re:I was just subjected to the most credible phishing attemp... by pranau on Wednesday October 09, 2019 @01:28PM (#21205517)

I'm surprised that this isn't a requirement for banks considering the very large number of scams going on in the US.

In India, getting an SMS/Email confirming every card usage is a legal requirement imposed by the Rserve Bank of India. The same goes for card usage itself. All credit and debit card POS transactions need the card PIN to be approved. Likewise, all online transactions require MFA.

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Re:I was just subjected to the most credible phishing attemp... by parliament32 on Wednesday October 09, 2019 @01:19PM (#21205406)

AMEX does this and it's honestly great. Unfortunately my credit union doesn't, but I use credit for most transactions anyway.

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Re:I was just subjected to the most credible phishing attemp... by clairity on Wednesday October 09, 2019 @12:15PM (#21204612)

chase does this too.

applepay, for all my cards, gives me an immediate push notification, despite some cards not doing so for regular chip/swipe transactions. really like that feature & also wish all cards did it for all transactions.

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Re:I was just subjected to the most credible phishing attemp... by pickle-wizard on Wednesday October 09, 2019 @09:43AM (#21203101)

My AmEx does that too. I really like that feature.

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Re:I was just subjected to the most credible phishing attemp... by alistairSH on Wednesday October 09, 2019 @09:28AM (#21202958)

I wish all banks and CCs offered this feature.

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Re:I was just subjected to the most credible phishing attemp... by sgc on Wednesday October 09, 2019 @10:08AM (#21203391)

It's worth searching on their site / calling them, since in my experience every time over the last couple years I have dug, I have found it offered.

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