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Re:People don’t want to commute; they just don’t want to mis... by scarface74 on Tuesday October 01, 2019 @08:57AM (#21124800)
You’re still paying for it. It’s part of your compensation. The last time I looked a couple of years ago, between what we were paying and the company it was $1000 a month.

as well as the fact that paying for insurance out of your own pocket entirely is unfeasible, when I was contracting I was paying like $400 - $600 for health insurance I barely used (I can't remember the exact number, but it was a hit),

If you assume you work 1800 hours a year and your insurance is $600 a month, it’s $4/hour you add to the amount you charge per hour. (Insurance is pretax).

Re:People don’t want to commute; they just don’t want to mis... by giancarlostoro on Tuesday October 01, 2019 @09:50AM (#21125281)
I was working through a contracting firm at the time.
Re:People don’t want to commute; they just don’t want to mis... by scarface74 on Tuesday October 01, 2019 @10:08AM (#21125458)
It doesn’t change the math. You should still insist on enough of a difference in your hourly rate to make up for paying your insurance. I’ve worked with contracting firms from both sides - hiring through them and working for them. They take enough of a cut from what they charge the client to have wiggle room to adjust your hourly rate.
Re:People don’t want to commute; they just don’t want to mis... by giancarlostoro on Tuesday October 01, 2019 @02:18PM (#21128795)
That gig didn't work out for me either way. I don't think I'll ever head back towards contracting. But I will consider this in the future.
Re:People don’t want to commute; they just don’t want to mis... by scarface74 on Tuesday October 01, 2019 @07:48PM (#21132123)
Not directed toward you specifically, but people over index on benefits when choosing between contract work and full time. Every benefit has a dollar value that you should you use when determining an acceptable hourly rate - that includes health, PTO, holidays, 401K matches, etc.

Companies don’t generally hire contractors to save money, they hire them because it is a lot easier to get rid of them. You should be able to charge a premium as a contractor not make less.

But then you better be damn good at budgeting, networking and keeping your eye on the market.

Re:People don’t want to commute; they just don’t want to mis... by giancarlostoro on Wednesday October 02, 2019 @02:30AM (#21133851)
Yeah those are things I lack experience in. I have had less than half a handful of jobs as a software engineer. I hate having to leave jobs but if they dont give me any other choice...