> Do that exact maneuver on Earth and you'd get an 'unplanned rapid disassembly' during reentry thanks to the thicker atmosphere
That is the planned Earth re-entry maneuver. Belly first almost all the way down, using the heat shield on one side, then flipping and completely re-orienting near the ground so that the vehicle is pointed upwards, and then the final burn to land upright.
But it does make sense that this path has arisen from a secondary capability: to land on planets or moons with less atmosphere. It still doesn't make me less nervous about their ability to pulli it off reliably. Here's hoping.
The big difference you're seeing compensated for is that Mars atmosphere is less than 1% dense as Earth. So to slow yourself down you need a much larger exposed surface area. Do that exact maneuver on Earth and you'd get an 'unplanned rapid disassembly' during reentry thanks to the thicker atmosphere. That danger and complexity is also something that's hidden.
I cannot recommend Kerbal enough for anybody even vaguely interested in space. Just absurdly fun and does really help you get a feel for all of these issues.