I currently get paid weekly, and it's by direct deposit. The last time I got a check and took it to a check cashing place they charged quite a bit.

It seems to me that the obvious reasons for not using a bank account are not the ones people mention in these threads. The ones that occur to me are:

- You're not a legal resident

- You're in ChexSystems

- You're subject to some sort of legal judgment or garnishment