I was about to argue that cash is just as susceptible to "theft". But then you brought up the freedom from legal action. That's a good point. At least with my dirty-dirty fiat dollars, you rob from me, my "forcefully taken money" (taxes) funds a group of people that will at least go after that person. Obviously, that's not a guarantee. But it's better than a system where it sums up to "Yea, sucks for you. We don't believe in legal action of any form and built it up in a way where you're screwed."