Re:Tell HN: Please Remove SMS as a 2nd Factor
by HugoHobling on Thursday September 05, 2019 @05:30PM
(#20890811)
I don't think it's that simple. From Google's research, SMS 2FA is highly effective against credential stuffing attacks: 100% coverage against automated bots and 96% against bulk phishing:
https://security.googleblog.com/2019/05/new-research-how-eff...
SMS 2FA can fail, spectacularly, for targeted attacks. TOTP would not solve this, only U2F/webauthn.