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A comment on Stripe Capital. Parent comment

Re:Stripe Capital by hammock on Thursday September 05, 2019 @02:53PM (#20889696)
What's stopping a business from getting a loan and then transferring the funds - and directing part/most of their future receivables - to another entity, in order to drag out the loan term?
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Re:Stripe Capital by icelancer on Thursday September 05, 2019 @05:19PM (#20890719)
Commercial credit markets are incredibly tight, which is the biggest thing for loans under 25k.
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Re:Stripe Capital by mod on Friday September 06, 2019 @02:03AM (#20893428)
There's a minimum amount due.
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Re:Stripe Capital by hammock on Friday September 06, 2019 @03:16PM (#20898880)
A minimum payment would set a floor on the effective interest Stripe earns, but still doesn't seem to solve adverse selection entirely if they are expecting the average payment to be much higher.
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