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Re:What Happens When You ACH a Dead Person? by Qworg on Wednesday August 28, 2019 @06:07PM (#20824536)
Zelle is roughly real time.

It is owned by the same company doing RTP.

Re:What Happens When You ACH a Dead Person? by thepinkelefant on Wednesday August 28, 2019 @07:59PM (#20825352)
Not correct . RTP is from theclearinghouse and Zelle is from clearexchange. Zelle came from a mix of banks trying to address only P2P scenarios. RTP goes beyond to B2C and all other combinations .
Re:What Happens When You ACH a Dead Person? by Qworg on Wednesday August 28, 2019 @10:54PM (#20826268)
Zelle is owned by Early Warning Systems, a wholely owned subsidiary of the top 7 banks in the US. The Clearing House is a joint venture by the top 25 banks in the US.

Clearexchange was purchased by EWS a few years ago.