Credit cards have a privacy problem

Re:Credit cards have a privacy problem by tzs on Monday August 26, 2019 @10:49PM (#20805911)

A neat little hack with some cards can make it effectively almost across-the-board.

Some rewards cards let you select "online shopping" as your high rewards category. You can extend that to in-store shopping at Walmart by enrolling that card in Walmart Pay and then paying in-store via that.

For a lot of people, "online shopping" and Walmart together will cover 95+% of their credit card use.

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Re:Credit cards have a privacy problem by kube-system on Monday August 26, 2019 @11:12PM (#20806027)

Are there any of those that are 5%? If so I’m very interested.

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Re:Credit cards have a privacy problem by tzs on Tuesday August 27, 2019 @12:32AM (#20806345)

BofA has a card that is 3% in your selected category, which can be boosted to 5.25% if you have a large enough total in your accounts at BofA and Merrill Lynch.

The base card is 3% in your selected category (online shopping; gas; dinning; travel; drug stores; or home improvement and furnishing), 2% in grocery and wholesale clubs, 1% everything else. The 3% and 2% are limited to $2500 per quarter.

The base rate is multiplied by 1.25, 1.5, or 1.75 if your total at BofA and Merrill Lynch is at least $20k, $50k, or $100k, respectively.

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